Not until the finance is cleared. On hire purchase, PCP or lease, the finance company legally owns the car until the agreement is settled, so it is not yours to dispose of even though you are the registered keeper. Settle it, or get written permission from your lender, and we can go ahead. If you bought the car with a personal loan rather than car finance, you own it outright and there is nothing stopping you. Most cars we scrap are well past any finance agreement, but we do check the newer, higher value ones before purchase, so it is always worth telling us up front.